
The Competition in Financial Services Summit 2025 - 2nd Annual
Delivering Fresh Insights and Perspectives on the Latest Developments and Specific Challenges Facing Financial Services Sector Competition Specialists.
In-person | 29th April 2025 | One Great George Street
Complimentary Attendance for In-House Counsel
Agenda
Registration
09:00
Chairperson's Opening Remarks
09:30

Al Mangan, Partner, Competition & Regulation
Addleshaw Goddard

Katharine Wilson, Director, Global Competition Team
Barclays
Examining Financial Services Developments in the Digital Market: AI, Open Banking, and Tech Investment
09:40
- Open Banking: Digital ID, account to account payments
- AI pricing algorithms impact on competition and consumer protection
- Investment practices from Big Tech
- How regulators should respond to disruptions in financial services

Ed Smith, Head of Department, Consumer Duty Fair Value and Competition
Financial Conduct Authority (FCA)

Simon Burden, Head of Competition Law
NatWest

Sharon Malhi, Partner
Freshfields
Discussing the Interplay of Regulatory Regimes in Financial Services
10:25
- Concurrency arrangements and their effectiveness
- Recent trends in agency focus and enforcement
- What agencies are diverging on
- Interplay between consumer duty, financial stability, and competition

Daniela Bowry-Blum, Head of Competition
Santander

Cherryl Ng, Head of Department, Regulatory Reform and Remedies, Competition
Financial Conduct Authority (FCA)
Networking and Refreshment Break
11:10
Examining Innovation and Competition in Payment Systems
11:30
- Where is the industry with commercial Variable Recurring Payments?
- Where are heading on reform of Digital Wallets?
- How the card schemes are innovating and how this affects payment policy
- Impacts of investigations into abuse of dominance in the payments systems space
- Consumer buy-in as a barrier to ensuring competition

Alex Olive, General Counsel
Payment Systems Regulator (PSR)

Adam Scarrott, Director, Issuing and Acceptance
UK Finance

Jack Wilson, VP Policy & Research
TrueLayer

Julia Woodward-Carlton, Partner
Eversheds Sutherland

Nick Davey, Head of Strategy
Open Banking Limited
Assessing Developments in Digital Currencies
12:15
- Competition implications of digital currencies for payments
- Developments in the “DigitalEuro”
- Eco-system risks
- Global competition

David Geen, Senior Technical Advisor
Bank of England

Daniel Schwarz, Competition and Digital Policy Lead
NatWest

Bart Garré, Head of Legal Support for Innovation, Data and Cyber
Euroclear (Belgium)
Networking and Lunch Break
13:00
UK Finance Fireside Chat: Bob Wigley on Building Competitiveness and Growth in Financial Services
14:00

Bob Wigley, Chair
UK Finance
Examining Competition Litigation and Class Actions Stretching the Boundaries of CPOs and Implications for Financial Services
14:35
- Will there be a rise in consumer litigation?
- Looking ahead to cases and the impact of key decisions
- Key strategic issues for litigation and class actions
- Mitigating damages and market-wide harm

Josh Holmes KC, Barrister
Monckton Chambers

Belinda Hollway, Partner
Scott+Scott

Isabel Buchanan, Barrister
Blackstone Chambers
Networking and Refreshment Break
15:20
Exploring the Impact of Recent Merger Control Developments to Financial Services
15:40
- Implications of recent tech cases for the financial services sector
- Novel theories of harm impacting financial services merger
- Are Killer Acquisitions a real issue?
- Implications of minority investment in and acquisitions of startup
- Navigating FDI and FSR regimes in mergers

Bruce Kilpatrick, Partner
Linklaters

Manish Das, Shareholder
Greenberg Traurig

James Baker, Director
Frontier Economics
Evaluating the Collaboration Between Financial Service Firms on Competition
16:25
- Ensuring AI large language models maintain compliance on information exchange
- Understanding how firms and fintech can interact without hindering competition
- Competition in labour markets: non-competes and no-poaching agreements
- How financial service firms collaborate to achieve their ESG goals and targets whilst maintaining compliance
- Collaboration in declining products and services

Natalie Greenwood, Partner
Euclid Law

Tom Usher, Senior Advisor
Macfarlanes
Chairperson’s Closing Remarks
17:10

Al Mangan, Partner, Competition & Regulation
Addleshaw Goddard

Katharine Wilson, Director, Global Competition Team
Barclays
Al Mangan - Partner, Competition & Regulation - Addleshaw Goddard
Katharine Wilson - Director, Global Competition Team - Barclays
- Open Banking: Digital ID, account to account payments
- AI pricing algorithms impact on competition and consumer protection
- Investment practices from Big Tech
- How regulators should respond to disruptions in financial services
Simon Burden - Head of Competition Law - NatWest
Sharon Malhi - Partner - Freshfields
- Concurrency arrangements and their effectiveness
- Recent trends in agency focus and enforcement
- What agencies are diverging on
- Interplay between consumer duty, financial stability, and competition
Cherryl Ng - Head of Department, Regulatory Reform and Remedies, Competition - Financial Conduct Authority (FCA)
- Where is the industry with commercial Variable Recurring Payments?
- Where are heading on reform of Digital Wallets?
- How the card schemes are innovating and how this affects payment policy
- Impacts of investigations into abuse of dominance in the payments systems space
- Consumer buy-in as a barrier to ensuring competition
Adam Scarrott - Director, Issuing and Acceptance - UK Finance
Jack Wilson - VP Policy & Research - TrueLayer
Julia Woodward-Carlton - Partner - Eversheds Sutherland
Nick Davey - Head of Strategy - Open Banking Limited
- Competition implications of digital currencies for payments
- Developments in the “DigitalEuro”
- Eco-system risks
- Global competition
Daniel Schwarz - Competition and Digital Policy Lead - NatWest
Bart Garré - Head of Legal Support for Innovation, Data and Cyber - Euroclear (Belgium)
Bob Wigley - Chair - UK Finance
- Will there be a rise in consumer litigation?
- Looking ahead to cases and the impact of key decisions
- Key strategic issues for litigation and class actions
- Mitigating damages and market-wide harm
Belinda Hollway - Partner - Scott+Scott
Isabel Buchanan - Barrister - Blackstone Chambers
- Implications of recent tech cases for the financial services sector
- Novel theories of harm impacting financial services merger
- Are Killer Acquisitions a real issue?
- Implications of minority investment in and acquisitions of startup
- Navigating FDI and FSR regimes in mergers
Manish Das - Shareholder - Greenberg Traurig
James Baker - Director - Frontier Economics
- Ensuring AI large language models maintain compliance on information exchange
- Understanding how firms and fintech can interact without hindering competition
- Competition in labour markets: non-competes and no-poaching agreements
- How financial service firms collaborate to achieve their ESG goals and targets whilst maintaining compliance
- Collaboration in declining products and services
Tom Usher - Senior Advisor - Macfarlanes
Al Mangan - Partner, Competition & Regulation - Addleshaw Goddard
Katharine Wilson - Director, Global Competition Team - Barclays

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